Risk-specific underwriting
Solutions built around the actual exposure, protection standard and loss history rather than a generic tariff.
03 / Property & Specialty
Specialty risks rarely fit a standard template. NXYA brings risk-specific underwriting, flexible capacity arrangements and strong local understanding to property and specialty business that needs more than a tariff.

Property & Specialty
A structured view of where we intend to concentrate underwriting attention, and the situations we expect brokers and principals to bring to us.
Indicative appetite. Final products, limits and underwriting appetite are confirmed with capacity partners before any risk is bound.
What we offer
Underwriting, capacity structuring and distribution managed within a single controlled MGA framework.
Solutions built around the actual exposure, protection standard and loss history rather than a generic tariff.
Limits structured with capacity partners for individual risks and programmes as appetite develops.
Site-level knowledge of Romanian and CEE markets, construction practice, regulation and claims environment.
Long-term segments developed with brokers and carriers where underwriting discipline can be sustained.
Next step
Send a submission, a tender requirement or a portfolio proposition. We come back with a clear position on appetite, structure and next steps.
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