City at night with office towers, a river bridge and a motorway of light trails linked by golden data arcs

Independent MGA · Romania & CEE

Built for
specialty risk.

Specialty underwriting. Local expertise.
European capacity. AI-enabled intelligence.

ROMANIA & CEESPECIALTY INSURANCEHUMAN-LED · AI-ENABLED
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Specialist expertise.
A clear purpose.

NXYA is an independent Managing General Agent created to bridge the gap between international insurance capacity and attractive specialty opportunities in local markets.

We combine local expertise, disciplined underwriting and technology to build sustainable portfolios with selected insurers, reinsurers and brokers.

SPECIALIST

Focused expertise rather than generalist distribution.

DISCIPLINED

Underwriting quality and portfolio performance before volume.

INTELLIGENT

AI and analytics supporting experienced underwriting judgement.

Three areas of expertise.
One specialist focus.

A focused portfolio built around lines where underwriting capability, capacity and distribution can be developed credibly and sustainably.

Silver motor vehicle in a contemporary tunnel01 / MOTOR

Motor

Local market expertise. Data-driven underwriting. Sustainable motor portfolios.

Explore motor
Precision-engineered cable-stayed bridge02 / SURETY

Surety

Specialist capacity for contractors and businesses that build and grow.

Explore surety
Contemporary glass and steel tower03 / PROPERTY & SPECIALTY

Property & Specialty

Specialist underwriting and flexible capacity for risks beyond the ordinary.

Explore specialty

Technology that
strengthens
human judgement.

Artificial intelligence and advanced analytics support underwriting throughout the risk lifecycle — from initial submission and risk assessment to portfolio monitoring and renewal.

AI-enabled tools help structure information, identify risk patterns and emerging trends, and provide faster access to relevant insights.

AI supports the decision.
Experienced underwriters remain accountable for it.
THE UNDERWRITING ARCHITECTURE
Submission analysis
Risk assessment
Human judgementEXPERIENCE AT THE CENTRE
Pricing support
Portfolio monitoring
Claims insights
Early-warning indicators

Enter the market.
We bring the infrastructure.

A focused route into selected Romanian and, progressively, CEE insurance segments, combining local distribution, underwriting and operational infrastructure within a controlled MGA framework.

Market intelligence · Product development · Underwriting
AI-enabled analytics · Distribution management
Portfolio monitoring · Claims oversight
Regulatory coordination · Reporting
Discuss a capacity partnership

Specialty capacity.
Straightforward access.

We work with selected brokers to provide responsive underwriting, clear communication and insurance solutions backed by established capacity partners.

Fast decisions.
Clear appetite.
Experienced people.
Become a distribution partner

Built by insurance people.

Decades of insurance experience.
One specialist platform.

Viorel Vasile

Co-Founder / Distribution & Market Development

Insurance entrepreneur and founder of Safety Broker, with more than two decades of market development.

Theodor Alexandrescu

Co-Founder / Strategy & Insurance

Insurance executive and entrepreneur with experience across Romanian and international markets.

Mihnea Tobescu

Co-Founder / Underwriting & Carrier Partnerships

Nearly three decades of insurance experience across multinational insurers and executive leadership.

Romania is the starting point.

Growth that follows opportunity, expertise and capacity.

ROMANIACENTRAL & EASTERN EUROPE

Let’s build specialty
business together.

Whether you are an insurer looking for disciplined access to the Romanian market, a broker seeking specialist capacity or a business partner interested in NXYA, we would like to hear from you.

Registered office
29 General Atanasie Demostene Street
3rd floor, sector 5
Bucharest, Romania
Tax registration
CUI 55475511
Direct enquiries
mihnea.tobescu@nxya.eu

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